Education
FRI
December
5
Commercial Insurance Coverages, Court Cases and Chaos6:00 AM - 8:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
FRI
December
5
E&O Risk Management: Understanding Risk Mitigation and E&O Claims7:00 AM - 9:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
FRI
December
5
Annuities: An Income You Cannot Outlive10:00 AM - 12:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
December
5
Commercial Insurance Issues that Cause Heartburn10:00 AM - 12:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
FRI
December
5
Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
FRI
December
5
E&O Risk Management: Agency E&O Exposures and Defenses1:00 PM - 4:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
December
8
The Harsh Reality of Condominium Ownership - An Insurance Perspective6:00 AM - 7:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
MON
December
8
Looking into the Future of Workers' Compensation6:00 AM - 7:43 AMAs injuries decrease and insurance carriers remain profitable, Workers’ Compensation Insurance market is currently in a good place. However, storm clouds are on the horizon as looming risks threaten the market. In this session, you will learn more ...
MON
December
8
Workers’ Compensation: 5 Mistakes Every Agent Makes7:00 AM - 8:59 AMWorkers' compensation, as a coverage, is simple. A worker gets hurt, the work comp policy pays theoretically. That's the simple part. The more complicated areas of workers' compensation involve the state laws and legal doctrines applicable to ...
MON
December
8
Flood Program Overview – NFIP Then and Now - 3 hrs10:00 AM - 12:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
December
8
Properly Calculating & Insuring the Business Income Exposure10:00 AM - 12:03 PMBusiness income (BI) is the most important property coverage available. Businesses exist to make money and without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational. During this ...
MON
December
8
Insuring Drones and Modern Transit Risks10:00 AM - 11:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
MON
December
8
Rules for Developing the Correct Premium1:00 PM - 2:59 PMInsurance premiums are based upon certain exposures which cannot be definitively known at policy inception, only estimated. Since the basis of premium is only estimated, the insurer may not be paid the correct premium for the insured exposure. To ...
TUE
December
9
Understanding Trucking & Motor Truck Insurance5:00 AM - 7:01 AMTrucking coverage and Motor Carrier coverage are very similar, but each is designed for different types of risks and somewhat different operations. This session focuses on the similarities of these coverage forms as well as the differences between ...
TUE
December
9
Business Auto Claims That Cause Problems - UPDATE6:00 AM - 7:56 AMCourse Description: UPDATED CLASS - When putting a commercial lines package together sometimes we don’t give the proper attention to the Business Auto Policy. This policy is full of E&O potential! This course is designed to shed light on the ...
TUE
December
9
Understanding the Importance of Ordinance or Law Coverage7:00 AM - 8:46 AMInsurance agents do a bad job of explaining the concept of "replacement cost." We tend to tell clients they will get new stuff for old junk and while that may be partially true, partial truths get you sued. One roadblock to replacement cost is ...
TUE
December
9
Builders Risk and Contractors Equipment10:00 AM - 11:56 AMThis course will discuss Builder’s Risk and Contractors Equipment coverages. A comparison of the completed value form and reporting form Builders Risk, property covered and not covered, causes of loss and valuation issues are examined. The discussion ...
TUE
December
9
Why Certificates of Insurance...Just Why?10:00 AM - 11:44 AMWithout using hyperbole, thousands of certificates of insurance (COIs) are issued every day; and, again without hyperbole, most of them are issued improperly. In fact, your agency may have issued an improper certificate as recently as this morning. ...
TUE
December
9
We Call it Cannabis Now10:00 AM - 11:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
December
9
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance12:00 PM - 3:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
December
9
Why Business Income is the MOST Important Property Coverage1:00 PM - 2:50 PMBusiness income is the most undersold property coverage – perhaps because it's the most misunderstood and scary – but businesses exist to make money and without income, the business ceases to exist. In reality, business income is quite simple once ...
WED
December
10
Contracts Agents Should Read6:00 AM - 7:56 AMCourse Description: Most insurance agents are not attorneys, but there are certain contracts that our insureds enter into that we, as insurance ...
WED
December
10
Hot Topics In Personal Lines8:00 AM - 10:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
December
10
Personal Lines Issues That Keep You Up at Night10:00 AM - 11:56 AMCourse Description: Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct. This course will take a detailed look at some of the more common ...
WED
December
10
Studies in Ethics - A Hippocratic Oath for Insurance Professionals10:00 AM - 1:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
December
10
Why Insurance Doesn’t Cover the COVID-19 Pandemic10:00 AM - 11:45 AMBased on the presenter’s Amazon book by the same name, this session examines why P&C insurance doesn’t, didn’t, can’t, and never will cover pandemic-related business income insurance claims. This session explains how pandemics violate the fundamental ...
WED
December
10
A Walk Around The Farm – Farm Liability Considerations11:00 AM - 12:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
THU
December
11
Insurance Issues with the Remote Workforce6:00 AM - 7:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
THU
December
11
Gigs and Side Hustles - The Insurance Issues6:00 AM - 8:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
THU
December
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
December
11
Cybersecurity Risk and Insurance Are...8:00 AM - 8:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
December
11
If It Moves On The Farm – It Presents A Risk11:00 AM - 12:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
December
11
Introduction to Surplus Lines1:00 PM - 1:56 PMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
THU
December
11
Recognize. Respond. Survive. Active Shooter Response Training - ABEN2:00 PM - 3:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
December
12
Covid-19 Litigation and Insurance Issues6:00 AM - 6:58 AMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ...
FRI
December
12
To Be or Not to AirBnb - Sharing Exposures and Insurance6:00 AM - 7:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
December
12
Agritourism Insurance and Risk Management10:00 AM - 12:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
December
12
What To Do With Rental Cars10:00 AM - 12:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
FRI
December
12
Surety Bonding Basics11:00 AM - 11:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
FRI
December
12
Cannabis 10112:00 PM - 2:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
December
15
Rules for Developing the Correct Premium5:00 AM - 6:59 AMInsurance premiums are based upon certain exposures which cannot be definitively known at policy inception, only estimated. Since the basis of premium is only estimated, the insurer may not be paid the correct premium for the insured exposure. To ...
MON
December
15
Looking into the Future of Workers' Compensation8:00 AM - 9:43 AMAs injuries decrease and insurance carriers remain profitable, Workers’ Compensation Insurance market is currently in a good place. However, storm clouds are on the horizon as looming risks threaten the market. In this session, you will learn more ...
MON
December
15
The Harsh Reality of Condominium Ownership - An Insurance Perspective10:00 AM - 11:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
MON
December
15
Workers’ Compensation: 5 Mistakes Every Agent Makes10:00 AM - 11:59 AMWorkers' compensation, as a coverage, is simple. A worker gets hurt, the work comp policy pays theoretically. That's the simple part. The more complicated areas of workers' compensation involve the state laws and legal doctrines applicable to ...
MON
December
15
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
MON
December
15
Flood Program Overview – NFIP Then and Now - 3 hrs1:00 PM - 3:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
December
15
Properly Calculating & Insuring the Business Income Exposure1:00 PM - 3:03 PMBusiness income (BI) is the most important property coverage available. Businesses exist to make money and without income, the business ceases to exist. BI ensures there is a flow of income until the business is once again operational. During this ...
TUE
December
16
How to Understand Commercial Property Underwriting & COPE5:00 AM - 6:49 AMToday's commercial property underwriters use the exact same information their predecessors used nearly 400 years ago: Construction Occupancy Protection Exposure Combined, these four elements are known as "COPE underwriting." ...
TUE
December
16
ISO's 2022 Homeowners' Changes: Some Big, Some Small, But All Important7:00 AM - 8:55 AMEleven years have passed since ISO promulgated major changes to the Homeowners' program. There have been several reactive changes during this period, but in 2022, ISO introduced a multistate/nationwide filing that results in several major changes to ...
TUE
December
16
What a Crime - Understanding Crime Insurance10:00 AM - 12:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
TUE
December
16
Condos & How to Insure Them1:00 PM - 2:36 PMBecause the unit owner's coverage must dovetail seamlessly with the association's coverage, the same information is required for both parties regardless which person or entity is the agent's client. Every agent writing either a unit owner OR a ...
WED
December
17
4 Key Personal & Commercial Lines Exposures Every Agent Must Understand5:00 AM - 6:54 AMWe cover a lot of ground in this 2 hour session – five topics to be exact - but when we are through, you will be better able to explain some of the new exposures, policy issues, and available options. You will also be more at ease with these ...
WED
December
17
5 Contractor Coverage Concepts Every Agent Must Understand7:00 AM - 9:09 AMContractor risks are unique. Agents must understand these unique risks, exposures, and coverages to properly manage their contractor clients. This session focuses on five of the most common contractor risk exposures: Contractual Risk Transfer ...
WED
December
17
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts7:00 AM - 10:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
WED
December
17
9 Rules for Reading an Insurance Policy Based on the Law of Insurance Contracts9:00 AM - 10:51 AMInsurance policies are subject to the standard law of contracts; but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is ...
WED
December
17
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy1:00 PM - 4:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
THU
December
18
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions10:00 AM - 12:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
December
18
Ethics - Creating a Winning Culture in the Agency10:00 AM - 12:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
THU
December
18
How COVID Rocked Insurance11:00 AM - 12:55 PMCOVID has changed America! The insurance implications of COVID are varied and broad. Nearly every type of coverage has been affected by the virus. Most notably is Business Income, but other areas have been and are being pulled into the discussion. ...
THU
December
18
3 Keys to Getting the Named Insured Correct12:00 PM - 1:55 PMBefore any claim is paid, status as an insured must exist. Is the person or entity suffering or causing loss, injury or damage an insured? If the answer is no, there is no need to go any further. If insured status does not exist, all your hard work is ...
THU
December
18
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages1:00 PM - 3:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
December
18
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe1:00 PM - 3:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
FRI
December
19
An Insurance Horror Story - Hoarders7:00 AM - 8:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
December
19
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs7:00 AM - 9:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
December
19
Commercial Insurance Coverages, Court Cases and Chaos10:00 AM - 12:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
FRI
December
19
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them10:00 AM - 12:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
FRI
December
19
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella1:00 PM - 3:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
December
22
Commercial Insurance Issues that Cause Heartburn6:00 AM - 8:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
MON
December
22
E&O Risk Management: Agency E&O Exposures and Defenses7:00 AM - 10:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
December
22
Commercial Insurance Coverages, Court Cases and Chaos10:00 AM - 12:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
MON
December
22
E&O Risk Management: Understanding Risk Mitigation and E&O Claims10:00 AM - 12:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
December
22
Annuities: An Income You Cannot Outlive12:00 PM - 2:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
MON
December
22
Understanding and Avoiding E&O Claims in an Independent Insurance Agency1:00 PM - 4:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
TUE
December
23
Why Business Income is the MOST Important Property Coverage5:00 AM - 6:50 AMBusiness income is the most undersold property coverage – perhaps because it's the most misunderstood and scary – but businesses exist to make money and without income, the business ceases to exist. In reality, business income is quite simple once ...
TUE
December
23
Builders Risk and Contractors Equipment6:00 AM - 7:56 AMThis course will discuss Builder’s Risk and Contractors Equipment coverages. A comparison of the completed value form and reporting form Builders Risk, property covered and not covered, causes of loss and valuation issues are examined. The discussion ...
TUE
December
23
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance6:00 AM - 9:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
December
23
Understanding Trucking & Motor Truck Insurance7:00 AM - 9:01 AMTrucking coverage and Motor Carrier coverage are very similar, but each is designed for different types of risks and somewhat different operations. This session focuses on the similarities of these coverage forms as well as the differences between ...
TUE
December
23
Business Auto Claims That Cause Problems - UPDATE10:00 AM - 11:56 AMCourse Description: UPDATED CLASS - When putting a commercial lines package together sometimes we don’t give the proper attention to the Business Auto Policy. This policy is full of E&O potential! This course is designed to shed light on the ...
TUE
December
23
Understanding the Importance of Ordinance or Law Coverage10:00 AM - 11:46 AMInsurance agents do a bad job of explaining the concept of "replacement cost." We tend to tell clients they will get new stuff for old junk and while that may be partially true, partial truths get you sued. One roadblock to replacement cost is ...
TUE
December
23
We Call it Cannabis Now12:00 PM - 1:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
December
23
Why Certificates of Insurance...Just Why?1:00 PM - 2:44 PMWithout using hyperbole, thousands of certificates of insurance (COIs) are issued every day; and, again without hyperbole, most of them are issued improperly. In fact, your agency may have issued an improper certificate as recently as this morning. ...
FRI
December
26
Cannabis 1016:00 AM - 8:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
FRI
December
26
What To Do With Rental Cars6:00 AM - 8:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
FRI
December
26
Covid-19 Litigation and Insurance Issues8:00 AM - 8:58 AMIn early July 2020, the Insurance Journal reports, there was a decision from a trial court in Michigan rejecting a restaurant’s claim under a business interruption policy. The court’s ruling finds no “property damage” as most BI policies define the ...
FRI
December
26
To Be or Not to AirBnb - Sharing Exposures and Insurance10:00 AM - 11:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
December
26
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
December
26
Surety Bonding Basics1:00 PM - 1:59 PMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
MON
December
29
Personal Lines Issues That Keep You Up at Night6:00 AM - 7:56 AMCourse Description: Insurance is always easy…until the claim arrives. Then we start second guessing ourselves and hope, if not pray that all the right coverages are correct. This course will take a detailed look at some of the more common ...
MON
December
29
Contracts Agents Should Read10:00 AM - 11:56 AMCourse Description: Most insurance agents are not attorneys, but there are certain contracts that our insureds enter into that we, as insurance ...
MON
December
29
Hot Topics In Personal Lines10:00 AM - 12:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
December
29
Studies in Ethics - A Hippocratic Oath for Insurance Professionals12:00 PM - 3:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
December
29
Why Insurance Doesn’t Cover the COVID-19 Pandemic12:00 PM - 1:45 PMBased on the presenter’s Amazon book by the same name, this session examines why P&C insurance doesn’t, didn’t, can’t, and never will cover pandemic-related business income insurance claims. This session explains how pandemics violate the fundamental ...
MON
December
29
A Walk Around The Farm – Farm Liability Considerations2:00 PM - 3:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
TUE
December
30
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
December
30
Introduction to Surplus Lines7:00 AM - 7:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
TUE
December
30
Gigs and Side Hustles - The Insurance Issues8:00 AM - 10:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
December
30
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers8:00 AM - 10:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
December
30
Cybersecurity Risk and Insurance Are...10:00 AM - 10:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
December
30
Insurance Issues with the Remote Workforce10:00 AM - 11:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
TUE
December
30
If It Moves On The Farm – It Presents A Risk2:00 PM - 3:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
January
2
Commercial Insurance Issues that Cause Heartburn6:00 AM - 8:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
FRI
January
2
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
FRI
January
2
Annuities: An Income You Cannot Outlive12:00 PM - 2:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
MON
January
5
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance11:00 AM - 2:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
January
5
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
January
6
Ethics - Creating a Winning Culture in the Agency6:00 AM - 8:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
TUE
January
6
Studies in Ethics - A Hippocratic Oath for Insurance Professionals9:00 AM - 12:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
January
6
Commercial Insurance Coverages, Court Cases and Chaos11:00 AM - 1:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
WED
January
7
Understanding and Avoiding E&O Claims in an Independent Insurance Agency8:00 AM - 11:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
WED
January
7
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
January
7
What To Do With Rental Cars10:00 AM - 12:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
THU
January
8
What a Crime - Understanding Crime Insurance10:00 AM - 12:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
THU
January
8
If It Moves On The Farm – It Presents A Risk12:00 PM - 1:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
January
8
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
January
9
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
January
9
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
January
9
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
FRI
January
9
Gigs and Side Hustles - The Insurance Issues9:00 AM - 11:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
January
9
Hot Topics In Personal Lines11:00 AM - 1:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
January
9
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
January
9
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
January
12
We Call it Cannabis Now7:00 AM - 8:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
January
12
To Be or Not to AirBnb - Sharing Exposures and Insurance10:00 AM - 11:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
January
12
Cannabis 10111:00 AM - 1:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
January
13
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
TUE
January
13
The Harsh Reality of Condominium Ownership - An Insurance Perspective6:00 AM - 7:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
TUE
January
13
Insurance Issues with the Remote Workforce8:00 AM - 9:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
TUE
January
13
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
January
14
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
WED
January
14
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
January
14
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
January
14
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
THU
January
15
Introduction to Surplus Lines6:00 AM - 6:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
THU
January
15
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
THU
January
15
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
January
15
Surety Bonding Basics11:00 AM - 11:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
THU
January
15
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
January
16
Annuities: An Income You Cannot Outlive6:00 AM - 8:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
January
16
Commercial Insurance Issues that Cause Heartburn8:00 AM - 10:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
FRI
January
16
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
TUE
January
20
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance5:00 AM - 8:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
January
20
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
WED
January
21
Commercial Insurance Coverages, Court Cases and Chaos5:00 AM - 7:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
WED
January
21
Ethics - Creating a Winning Culture in the Agency8:00 AM - 10:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
WED
January
21
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
January
22
Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
THU
January
22
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
THU
January
22
What To Do With Rental Cars12:00 PM - 2:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
FRI
January
23
If It Moves On The Farm – It Presents A Risk6:00 AM - 7:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
January
23
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
January
23
What a Crime - Understanding Crime Insurance12:00 PM - 2:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
MON
January
26
Hot Topics In Personal Lines5:00 AM - 7:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
January
26
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs6:00 AM - 8:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
January
26
An Insurance Horror Story - Hoarders6:00 AM - 7:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
January
26
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
January
26
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
January
26
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
January
26
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe12:00 PM - 2:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
TUE
January
27
Cannabis 1015:00 AM - 7:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
January
27
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages6:00 AM - 8:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
TUE
January
27
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
TUE
January
27
We Call it Cannabis Now9:00 AM - 10:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
January
27
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
January
27
To Be or Not to AirBnb - Sharing Exposures and Insurance12:00 PM - 1:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
January
28
The Harsh Reality of Condominium Ownership - An Insurance Perspective8:00 AM - 9:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
WED
January
28
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy9:00 AM - 12:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
WED
January
28
Insurance Issues with the Remote Workforce10:00 AM - 11:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
January
28
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
January
29
E&O Risk Management: Understanding Risk Mitigation and E&O Claims6:00 AM - 8:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
January
29
A Walk Around The Farm – Farm Liability Considerations7:00 AM - 8:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
THU
January
29
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
January
29
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
January
30
Introduction to Surplus Lines8:00 AM - 8:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
FRI
January
30
Surety Bonding Basics1:00 PM - 1:59 PMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
MON
February
2
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions6:00 AM - 8:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
February
2
To Be or Not to AirBnb - Sharing Exposures and Insurance6:00 AM - 7:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
February
2
Cannabis 1017:00 AM - 9:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
February
2
We Call it Cannabis Now11:00 AM - 12:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
February
2
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
MON
February
2
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts12:00 PM - 3:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
TUE
February
3
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
February
3
The Harsh Reality of Condominium Ownership - An Insurance Perspective10:00 AM - 11:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
TUE
February
3
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy12:00 PM - 3:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
TUE
February
3
Insurance Issues with the Remote Workforce12:00 PM - 1:56 PMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
February
4
E&O Risk Management: Agency E&O Exposures and Defenses6:00 AM - 9:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
February
4
Annuities: An Income You Cannot Outlive8:00 AM - 10:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
WED
February
4
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
February
4
A Walk Around The Farm – Farm Liability Considerations10:00 AM - 11:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
WED
February
4
Commercial Insurance Issues that Cause Heartburn10:00 AM - 12:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
WED
February
4
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
February
5
Surety Bonding Basics7:00 AM - 7:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
THU
February
5
Introduction to Surplus Lines10:00 AM - 10:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
FRI
February
6
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance7:00 AM - 10:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
February
6
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
February
6
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
February
9
Studies in Ethics - A Hippocratic Oath for Insurance Professionals5:00 AM - 8:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
February
9
Commercial Insurance Coverages, Court Cases and Chaos7:00 AM - 9:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
MON
February
9
Ethics - Creating a Winning Culture in the Agency10:00 AM - 12:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
TUE
February
10
Insuring Drones and Modern Transit Risks6:00 AM - 7:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
TUE
February
10
What To Do With Rental Cars6:00 AM - 8:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
TUE
February
10
Understanding and Avoiding E&O Claims in an Independent Insurance Agency12:00 PM - 3:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
WED
February
11
What a Crime - Understanding Crime Insurance6:00 AM - 8:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
WED
February
11
If It Moves On The Farm – It Presents A Risk8:00 AM - 9:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
WED
February
11
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
February
12
Gigs and Side Hustles - The Insurance Issues5:00 AM - 7:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
THU
February
12
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe6:00 AM - 8:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
THU
February
12
Hot Topics In Personal Lines7:00 AM - 9:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
THU
February
12
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
THU
February
12
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
THU
February
12
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
THU
February
12
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
February
13
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
FRI
February
13
Annuities: An Income You Cannot Outlive10:00 AM - 12:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
February
13
Commercial Insurance Issues that Cause Heartburn12:00 PM - 2:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
TUE
February
17
We Call it Cannabis Now5:00 AM - 6:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
February
17
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
TUE
February
17
To Be or Not to AirBnb - Sharing Exposures and Insurance8:00 AM - 9:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
TUE
February
17
Cannabis 1019:00 AM - 11:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
February
17
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
February
17
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
February
18
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
WED
February
18
Insurance Issues with the Remote Workforce6:00 AM - 7:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
February
18
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
February
18
The Harsh Reality of Condominium Ownership - An Insurance Perspective12:00 PM - 1:56 PMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
THU
February
19
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
February
19
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
THU
February
19
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
February
19
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
FRI
February
20
Surety Bonding Basics9:00 AM - 9:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
FRI
February
20
Introduction to Surplus Lines12:00 PM - 12:56 PMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
MON
February
23
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance9:00 AM - 12:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
February
23
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
February
24
Studies in Ethics - A Hippocratic Oath for Insurance Professionals7:00 AM - 10:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
February
24
Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
TUE
February
24
Ethics - Creating a Winning Culture in the Agency12:00 PM - 2:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
WED
February
25
Understanding and Avoiding E&O Claims in an Independent Insurance Agency6:00 AM - 9:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
WED
February
25
What To Do With Rental Cars8:00 AM - 10:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
WED
February
25
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
THU
February
26
What a Crime - Understanding Crime Insurance8:00 AM - 10:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
THU
February
26
If It Moves On The Farm – It Presents A Risk10:00 AM - 11:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
February
26
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
February
27
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
February
27
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
February
27
Gigs and Side Hustles - The Insurance Issues7:00 AM - 9:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
February
27
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
FRI
February
27
Hot Topics In Personal Lines9:00 AM - 11:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
February
27
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
February
27
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
March
2
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
MON
March
2
What a Crime - Understanding Crime Insurance10:00 AM - 12:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
MON
March
2
If It Moves On The Farm – It Presents A Risk12:00 PM - 1:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
March
3
Understanding and Avoiding E&O Claims in an Independent Insurance Agency8:00 AM - 11:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
TUE
March
3
What To Do With Rental Cars10:00 AM - 12:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
TUE
March
3
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
March
4
Ethics - Creating a Winning Culture in the Agency6:00 AM - 8:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
WED
March
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals9:00 AM - 12:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
March
4
Commercial Insurance Coverages, Court Cases and Chaos11:00 AM - 1:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
THU
March
5
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
March
5
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance11:00 AM - 2:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
March
6
An Insurance Horror Story - Hoarders6:00 AM - 7:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
March
6
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs6:00 AM - 8:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
March
6
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
March
6
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
FRI
March
6
Gigs and Side Hustles - The Insurance Issues9:00 AM - 11:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
March
6
Hot Topics In Personal Lines11:00 AM - 1:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
March
6
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe12:00 PM - 2:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
MON
March
9
Introduction to Surplus Lines6:00 AM - 6:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
MON
March
9
Surety Bonding Basics11:00 AM - 11:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
TUE
March
10
E&O Risk Management: Understanding Risk Mitigation and E&O Claims6:00 AM - 8:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
March
10
A Walk Around The Farm – Farm Liability Considerations7:00 AM - 8:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
TUE
March
10
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
March
10
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
March
11
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy9:00 AM - 12:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
WED
March
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
March
12
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages6:00 AM - 8:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
March
12
We Call it Cannabis Now7:00 AM - 8:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
March
12
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
THU
March
12
To Be or Not to AirBnb - Sharing Exposures and Insurance10:00 AM - 11:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
March
12
Cannabis 10111:00 AM - 1:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
March
12
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
FRI
March
13
The Harsh Reality of Condominium Ownership - An Insurance Perspective6:00 AM - 7:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
FRI
March
13
Insurance Issues with the Remote Workforce8:00 AM - 9:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
MON
March
16
Commercial Insurance Issues that Cause Heartburn6:00 AM - 8:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
MON
March
16
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
MON
March
16
Annuities: An Income You Cannot Outlive12:00 PM - 2:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
TUE
March
17
If It Moves On The Farm – It Presents A Risk6:00 AM - 7:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
March
17
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
March
17
What a Crime - Understanding Crime Insurance12:00 PM - 2:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
WED
March
18
Insuring Drones and Modern Transit Risks6:00 AM - 7:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
March
18
Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
WED
March
18
What To Do With Rental Cars12:00 PM - 2:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
THU
March
19
Commercial Insurance Coverages, Court Cases and Chaos5:00 AM - 7:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
THU
March
19
Ethics - Creating a Winning Culture in the Agency8:00 AM - 10:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
THU
March
19
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
March
20
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance5:00 AM - 8:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
March
20
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
March
20
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
March
23
Hot Topics In Personal Lines5:00 AM - 7:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
March
23
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe6:00 AM - 8:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
MON
March
23
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
March
23
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
March
23
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
March
23
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
March
23
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
March
24
Introduction to Surplus Lines8:00 AM - 8:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
TUE
March
24
Surety Bonding Basics1:00 PM - 1:59 PMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
WED
March
25
E&O Risk Management: Agency E&O Exposures and Defenses6:00 AM - 9:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
March
25
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
March
25
A Walk Around The Farm – Farm Liability Considerations10:00 AM - 11:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
WED
March
25
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
March
26
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
March
26
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy12:00 PM - 3:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
FRI
March
27
Cannabis 1015:00 AM - 7:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
FRI
March
27
We Call it Cannabis Now9:00 AM - 10:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
FRI
March
27
To Be or Not to AirBnb - Sharing Exposures and Insurance12:00 PM - 1:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
March
30
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions6:00 AM - 8:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
March
30
The Harsh Reality of Condominium Ownership - An Insurance Perspective8:00 AM - 9:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
MON
March
30
Insurance Issues with the Remote Workforce10:00 AM - 11:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
MON
March
30
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
TUE
March
31
Annuities: An Income You Cannot Outlive6:00 AM - 8:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
TUE
March
31
Commercial Insurance Issues that Cause Heartburn8:00 AM - 10:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
TUE
March
31
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts12:00 PM - 3:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
WED
April
1
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance7:00 AM - 10:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
April
1
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
April
2
Studies in Ethics - A Hippocratic Oath for Insurance Professionals5:00 AM - 8:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
April
2
Commercial Insurance Coverages, Court Cases and Chaos7:00 AM - 9:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
THU
April
2
Ethics - Creating a Winning Culture in the Agency10:00 AM - 12:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
FRI
April
3
What To Do With Rental Cars6:00 AM - 8:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
FRI
April
3
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
FRI
April
3
Understanding and Avoiding E&O Claims in an Independent Insurance Agency12:00 PM - 3:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
MON
April
6
What a Crime - Understanding Crime Insurance6:00 AM - 8:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
MON
April
6
If It Moves On The Farm – It Presents A Risk8:00 AM - 9:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
MON
April
6
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
April
7
Gigs and Side Hustles - The Insurance Issues5:00 AM - 7:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
April
7
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
April
7
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
April
7
Hot Topics In Personal Lines7:00 AM - 9:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
April
7
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
TUE
April
7
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
April
7
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
April
8
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
WED
April
8
To Be or Not to AirBnb - Sharing Exposures and Insurance6:00 AM - 7:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
April
8
Cannabis 1017:00 AM - 9:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
April
8
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
April
8
We Call it Cannabis Now11:00 AM - 12:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
April
8
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
April
9
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
THU
April
9
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
April
9
The Harsh Reality of Condominium Ownership - An Insurance Perspective10:00 AM - 11:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
THU
April
9
Insurance Issues with the Remote Workforce12:00 PM - 1:56 PMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
FRI
April
10
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
FRI
April
10
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
April
10
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
FRI
April
10
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
MON
April
13
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
MON
April
13
Annuities: An Income You Cannot Outlive8:00 AM - 10:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
MON
April
13
Commercial Insurance Issues that Cause Heartburn10:00 AM - 12:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
TUE
April
14
Surety Bonding Basics7:00 AM - 7:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
WED
April
15
Introduction to Surplus Lines10:00 AM - 10:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
THU
April
16
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
April
16
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance9:00 AM - 12:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
April
17
Studies in Ethics - A Hippocratic Oath for Insurance Professionals7:00 AM - 10:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
April
17
Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
FRI
April
17
Ethics - Creating a Winning Culture in the Agency12:00 PM - 2:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
MON
April
20
Understanding and Avoiding E&O Claims in an Independent Insurance Agency6:00 AM - 9:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
MON
April
20
What To Do With Rental Cars8:00 AM - 10:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
MON
April
20
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
TUE
April
21
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
April
21
Annuities: An Income You Cannot Outlive10:00 AM - 12:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
TUE
April
21
If It Moves On The Farm – It Presents A Risk10:00 AM - 11:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
April
21
Commercial Insurance Issues that Cause Heartburn12:00 PM - 2:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
WED
April
22
An Insurance Horror Story - Hoarders6:00 AM - 7:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
April
22
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs6:00 AM - 8:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
April
22
Gigs and Side Hustles - The Insurance Issues7:00 AM - 9:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
April
22
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
April
22
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
April
22
Hot Topics In Personal Lines9:00 AM - 11:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
April
22
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe12:00 PM - 2:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
THU
April
23
We Call it Cannabis Now5:00 AM - 6:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
April
23
To Be or Not to AirBnb - Sharing Exposures and Insurance8:00 AM - 9:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
April
23
Cannabis 1019:00 AM - 11:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
FRI
April
24
Insurance Issues with the Remote Workforce6:00 AM - 7:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
FRI
April
24
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy9:00 AM - 12:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
FRI
April
24
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
FRI
April
24
The Harsh Reality of Condominium Ownership - An Insurance Perspective12:00 PM - 1:56 PMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
MON
April
27
E&O Risk Management: Understanding Risk Mitigation and E&O Claims6:00 AM - 8:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
April
27
A Walk Around The Farm – Farm Liability Considerations7:00 AM - 8:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
MON
April
27
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
April
27
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
TUE
April
28
What a Crime - Understanding Crime Insurance8:00 AM - 10:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
WED
April
29
Surety Bonding Basics9:00 AM - 9:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
WED
April
29
Introduction to Surplus Lines12:00 PM - 12:56 PMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
THU
April
30
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages6:00 AM - 8:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
April
30
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
THU
April
30
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
THU
April
30
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
FRI
May
1
Introduction to Surplus Lines6:00 AM - 6:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
FRI
May
1
Surety Bonding Basics11:00 AM - 11:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
MON
May
4
E&O Risk Management: Agency E&O Exposures and Defenses6:00 AM - 9:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
May
4
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
May
4
A Walk Around The Farm – Farm Liability Considerations10:00 AM - 11:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
MON
May
4
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
May
5
Commercial Insurance Issues that Cause Heartburn6:00 AM - 8:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
TUE
May
5
Annuities: An Income You Cannot Outlive12:00 PM - 2:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
TUE
May
5
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy12:00 PM - 3:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
TUE
May
5
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts12:00 PM - 3:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
WED
May
6
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions6:00 AM - 8:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
May
6
We Call it Cannabis Now7:00 AM - 8:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
May
6
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
May
6
To Be or Not to AirBnb - Sharing Exposures and Insurance10:00 AM - 11:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
May
6
Cannabis 10111:00 AM - 1:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
May
6
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
THU
May
7
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
May
7
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance11:00 AM - 2:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
May
8
Ethics - Creating a Winning Culture in the Agency6:00 AM - 8:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
FRI
May
8
Studies in Ethics - A Hippocratic Oath for Insurance Professionals9:00 AM - 12:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
May
8
Commercial Insurance Coverages, Court Cases and Chaos11:00 AM - 1:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
MON
May
11
Insuring Drones and Modern Transit Risks6:00 AM - 7:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
MON
May
11
Understanding and Avoiding E&O Claims in an Independent Insurance Agency8:00 AM - 11:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
MON
May
11
What To Do With Rental Cars10:00 AM - 12:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
TUE
May
12
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
May
12
What a Crime - Understanding Crime Insurance10:00 AM - 12:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
TUE
May
12
If It Moves On The Farm – It Presents A Risk12:00 PM - 1:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
WED
May
13
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe6:00 AM - 8:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
WED
May
13
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
May
13
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
May
13
Gigs and Side Hustles - The Insurance Issues9:00 AM - 11:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
May
13
Hot Topics In Personal Lines11:00 AM - 1:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
May
13
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
May
13
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
THU
May
14
The Harsh Reality of Condominium Ownership - An Insurance Perspective6:00 AM - 7:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
THU
May
14
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
May
14
Insurance Issues with the Remote Workforce8:00 AM - 9:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
FRI
May
15
Annuities: An Income You Cannot Outlive6:00 AM - 8:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
May
15
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
FRI
May
15
Commercial Insurance Issues that Cause Heartburn8:00 AM - 10:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
MON
May
18
Introduction to Surplus Lines8:00 AM - 8:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
MON
May
18
Surety Bonding Basics1:00 PM - 1:59 PMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
TUE
May
19
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
May
19
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
TUE
May
19
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
May
19
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
WED
May
20
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
WED
May
20
The Harsh Reality of Condominium Ownership - An Insurance Perspective8:00 AM - 9:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
WED
May
20
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
May
20
Insurance Issues with the Remote Workforce10:00 AM - 11:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
THU
May
21
Cannabis 1015:00 AM - 7:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
May
21
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
THU
May
21
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
May
21
We Call it Cannabis Now9:00 AM - 10:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
May
21
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
May
21
To Be or Not to AirBnb - Sharing Exposures and Insurance12:00 PM - 1:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
May
22
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance5:00 AM - 8:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
May
22
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
May
26
Hot Topics In Personal Lines5:00 AM - 7:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
May
26
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
May
26
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
May
26
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
TUE
May
26
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
May
26
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
May
26
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
May
27
Commercial Insurance Coverages, Court Cases and Chaos5:00 AM - 7:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
WED
May
27
Ethics - Creating a Winning Culture in the Agency8:00 AM - 10:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
WED
May
27
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
May
28
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
THU
May
28
Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
THU
May
28
What To Do With Rental Cars12:00 PM - 2:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
FRI
May
29
If It Moves On The Farm – It Presents A Risk6:00 AM - 7:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
May
29
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
May
29
What a Crime - Understanding Crime Insurance12:00 PM - 2:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
MON
June
1
Gigs and Side Hustles - The Insurance Issues5:00 AM - 7:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
June
1
An Insurance Horror Story - Hoarders6:00 AM - 7:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
June
1
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs6:00 AM - 8:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
June
1
Hot Topics In Personal Lines7:00 AM - 9:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
June
1
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
June
1
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
June
1
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe12:00 PM - 2:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
TUE
June
2
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
June
2
What a Crime - Understanding Crime Insurance6:00 AM - 8:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
TUE
June
2
If It Moves On The Farm – It Presents A Risk8:00 AM - 9:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
WED
June
3
What To Do With Rental Cars6:00 AM - 8:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
WED
June
3
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
June
3
Understanding and Avoiding E&O Claims in an Independent Insurance Agency12:00 PM - 3:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
THU
June
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals5:00 AM - 8:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
June
4
Commercial Insurance Coverages, Court Cases and Chaos7:00 AM - 9:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
THU
June
4
Ethics - Creating a Winning Culture in the Agency10:00 AM - 12:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
FRI
June
5
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
June
5
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance7:00 AM - 10:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
June
8
Surety Bonding Basics7:00 AM - 7:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
MON
June
8
Introduction to Surplus Lines10:00 AM - 10:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
TUE
June
9
E&O Risk Management: Understanding Risk Mitigation and E&O Claims6:00 AM - 8:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
June
9
A Walk Around The Farm – Farm Liability Considerations7:00 AM - 8:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
TUE
June
9
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
TUE
June
9
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
June
10
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy9:00 AM - 12:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
WED
June
10
The Harsh Reality of Condominium Ownership - An Insurance Perspective10:00 AM - 11:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
WED
June
10
Insurance Issues with the Remote Workforce12:00 PM - 1:56 PMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
June
10
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
June
11
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages6:00 AM - 8:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
June
11
To Be or Not to AirBnb - Sharing Exposures and Insurance6:00 AM - 7:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
June
11
Cannabis 1017:00 AM - 9:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
June
11
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
THU
June
11
We Call it Cannabis Now11:00 AM - 12:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
June
11
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
FRI
June
12
Annuities: An Income You Cannot Outlive8:00 AM - 10:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
June
12
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
FRI
June
12
Commercial Insurance Issues that Cause Heartburn10:00 AM - 12:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
MON
June
15
Ethics - Creating a Winning Culture in the Agency12:00 PM - 2:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
TUE
June
16
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe6:00 AM - 8:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
TUE
June
16
Gigs and Side Hustles - The Insurance Issues7:00 AM - 9:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
June
16
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
June
16
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
June
16
Hot Topics In Personal Lines9:00 AM - 11:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
June
16
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
June
16
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
June
17
What a Crime - Understanding Crime Insurance8:00 AM - 10:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
WED
June
17
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
June
17
If It Moves On The Farm – It Presents A Risk10:00 AM - 11:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
June
18
Insuring Drones and Modern Transit Risks6:00 AM - 7:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
THU
June
18
Understanding and Avoiding E&O Claims in an Independent Insurance Agency6:00 AM - 9:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
THU
June
18
What To Do With Rental Cars8:00 AM - 10:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
FRI
June
19
Studies in Ethics - A Hippocratic Oath for Insurance Professionals7:00 AM - 10:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
June
19
Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
MON
June
22
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
June
22
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance9:00 AM - 12:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
June
23
Surety Bonding Basics9:00 AM - 9:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
TUE
June
23
Introduction to Surplus Lines12:00 PM - 12:56 PMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
WED
June
24
E&O Risk Management: Agency E&O Exposures and Defenses6:00 AM - 9:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
June
24
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
June
24
A Walk Around The Farm – Farm Liability Considerations10:00 AM - 11:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
WED
June
24
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
June
25
Insurance Issues with the Remote Workforce6:00 AM - 7:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
THU
June
25
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
June
25
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy12:00 PM - 3:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
THU
June
25
The Harsh Reality of Condominium Ownership - An Insurance Perspective12:00 PM - 1:56 PMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
FRI
June
26
We Call it Cannabis Now5:00 AM - 6:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
FRI
June
26
To Be or Not to AirBnb - Sharing Exposures and Insurance8:00 AM - 9:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
FRI
June
26
Cannabis 1019:00 AM - 11:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
June
29
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions6:00 AM - 8:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
June
29
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
MON
June
29
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
TUE
June
30
Annuities: An Income You Cannot Outlive10:00 AM - 12:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
TUE
June
30
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts12:00 PM - 3:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
TUE
June
30
Commercial Insurance Issues that Cause Heartburn12:00 PM - 2:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
WED
July
1
We Call it Cannabis Now7:00 AM - 8:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
July
1
To Be or Not to AirBnb - Sharing Exposures and Insurance10:00 AM - 11:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
WED
July
1
Cannabis 10111:00 AM - 1:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
July
2
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
THU
July
2
The Harsh Reality of Condominium Ownership - An Insurance Perspective6:00 AM - 7:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
THU
July
2
Insurance Issues with the Remote Workforce8:00 AM - 9:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
THU
July
2
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
July
6
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
July
6
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
July
6
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
July
6
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
TUE
July
7
Introduction to Surplus Lines6:00 AM - 6:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
TUE
July
7
Surety Bonding Basics11:00 AM - 11:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
WED
July
8
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
July
8
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
WED
July
8
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
WED
July
8
Gigs and Side Hustles - The Insurance Issues9:00 AM - 11:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
July
8
Hot Topics In Personal Lines11:00 AM - 1:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
July
8
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
July
8
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
THU
July
9
What a Crime - Understanding Crime Insurance10:00 AM - 12:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
THU
July
9
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
July
9
If It Moves On The Farm – It Presents A Risk12:00 PM - 1:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
July
10
Understanding and Avoiding E&O Claims in an Independent Insurance Agency8:00 AM - 11:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
FRI
July
10
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
FRI
July
10
What To Do With Rental Cars10:00 AM - 12:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
MON
July
13
Ethics - Creating a Winning Culture in the Agency6:00 AM - 8:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
MON
July
13
Studies in Ethics - A Hippocratic Oath for Insurance Professionals9:00 AM - 12:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
July
13
Commercial Insurance Coverages, Court Cases and Chaos11:00 AM - 1:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
TUE
July
14
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance11:00 AM - 2:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
July
14
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
WED
July
15
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
WED
July
15
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
July
15
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
July
16
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
THU
July
16
Commercial Insurance Issues that Cause Heartburn6:00 AM - 8:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
THU
July
16
Annuities: An Income You Cannot Outlive12:00 PM - 2:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
July
17
To Be or Not to AirBnb - Sharing Exposures and Insurance12:00 PM - 1:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
July
20
Cannabis 1015:00 AM - 7:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
July
20
Annuities: An Income You Cannot Outlive6:00 AM - 8:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
MON
July
20
Commercial Insurance Issues that Cause Heartburn8:00 AM - 10:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
MON
July
20
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
MON
July
20
We Call it Cannabis Now9:00 AM - 10:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
July
21
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages6:00 AM - 8:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
TUE
July
21
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
TUE
July
21
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
July
22
The Harsh Reality of Condominium Ownership - An Insurance Perspective8:00 AM - 9:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
WED
July
22
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy9:00 AM - 12:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
WED
July
22
Insurance Issues with the Remote Workforce10:00 AM - 11:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
July
22
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
July
23
E&O Risk Management: Understanding Risk Mitigation and E&O Claims6:00 AM - 8:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
July
23
A Walk Around The Farm – Farm Liability Considerations7:00 AM - 8:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
THU
July
23
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
July
23
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
July
24
Introduction to Surplus Lines8:00 AM - 8:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
FRI
July
24
Surety Bonding Basics1:00 PM - 1:59 PMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
MON
July
27
Hot Topics In Personal Lines5:00 AM - 7:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
July
27
An Insurance Horror Story - Hoarders6:00 AM - 7:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
July
27
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs6:00 AM - 8:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
MON
July
27
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
July
27
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
July
27
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
July
27
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe12:00 PM - 2:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
TUE
July
28
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
July
28
If It Moves On The Farm – It Presents A Risk6:00 AM - 7:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
July
28
What a Crime - Understanding Crime Insurance12:00 PM - 2:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
WED
July
29
Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
WED
July
29
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
July
29
What To Do With Rental Cars12:00 PM - 2:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
THU
July
30
Commercial Insurance Coverages, Court Cases and Chaos5:00 AM - 7:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
THU
July
30
Ethics - Creating a Winning Culture in the Agency8:00 AM - 10:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
THU
July
30
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
July
31
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance5:00 AM - 8:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
July
31
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
MON
August
3
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance7:00 AM - 10:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
August
3
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
August
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals5:00 AM - 8:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
August
4
Commercial Insurance Coverages, Court Cases and Chaos7:00 AM - 9:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
TUE
August
4
Ethics - Creating a Winning Culture in the Agency10:00 AM - 12:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
WED
August
5
Insuring Drones and Modern Transit Risks6:00 AM - 7:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
August
5
What To Do With Rental Cars6:00 AM - 8:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
WED
August
5
Understanding and Avoiding E&O Claims in an Independent Insurance Agency12:00 PM - 3:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
THU
August
6
What a Crime - Understanding Crime Insurance6:00 AM - 8:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
THU
August
6
If It Moves On The Farm – It Presents A Risk8:00 AM - 9:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
August
6
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
August
7
Gigs and Side Hustles - The Insurance Issues5:00 AM - 7:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
August
7
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe6:00 AM - 8:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
FRI
August
7
Hot Topics In Personal Lines7:00 AM - 9:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
August
7
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
August
7
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
August
7
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
August
7
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
August
10
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions6:00 AM - 8:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
MON
August
10
To Be or Not to AirBnb - Sharing Exposures and Insurance6:00 AM - 7:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
August
10
Cannabis 1017:00 AM - 9:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
August
10
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
MON
August
10
We Call it Cannabis Now11:00 AM - 12:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
August
10
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
TUE
August
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
August
11
The Harsh Reality of Condominium Ownership - An Insurance Perspective10:00 AM - 11:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
TUE
August
11
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy12:00 PM - 3:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
TUE
August
11
Insurance Issues with the Remote Workforce12:00 PM - 1:56 PMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
August
12
E&O Risk Management: Agency E&O Exposures and Defenses6:00 AM - 9:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
WED
August
12
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
August
12
A Walk Around The Farm – Farm Liability Considerations10:00 AM - 11:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
WED
August
12
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
August
13
Introduction to Surplus Lines10:00 AM - 10:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
FRI
August
14
Annuities: An Income You Cannot Outlive8:00 AM - 10:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
August
14
Commercial Insurance Issues that Cause Heartburn10:00 AM - 12:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
FRI
August
14
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts12:00 PM - 3:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
MON
August
17
Surety Bonding Basics7:00 AM - 7:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
TUE
August
18
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance9:00 AM - 12:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
TUE
August
18
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
WED
August
19
Studies in Ethics - A Hippocratic Oath for Insurance Professionals7:00 AM - 10:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
August
19
Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
WED
August
19
Ethics - Creating a Winning Culture in the Agency12:00 PM - 2:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
THU
August
20
Understanding and Avoiding E&O Claims in an Independent Insurance Agency6:00 AM - 9:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
THU
August
20
What To Do With Rental Cars8:00 AM - 10:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
THU
August
20
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
FRI
August
21
What a Crime - Understanding Crime Insurance8:00 AM - 10:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
FRI
August
21
If It Moves On The Farm – It Presents A Risk10:00 AM - 11:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
August
21
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
MON
August
24
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
August
24
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
August
24
Gigs and Side Hustles - The Insurance Issues7:00 AM - 9:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
August
24
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
MON
August
24
Hot Topics In Personal Lines9:00 AM - 11:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
August
24
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
August
24
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
August
25
We Call it Cannabis Now5:00 AM - 6:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
TUE
August
25
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
TUE
August
25
To Be or Not to AirBnb - Sharing Exposures and Insurance8:00 AM - 9:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
TUE
August
25
Cannabis 1019:00 AM - 11:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
TUE
August
25
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
August
25
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
August
26
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
WED
August
26
Insurance Issues with the Remote Workforce6:00 AM - 7:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
August
26
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
August
26
The Harsh Reality of Condominium Ownership - An Insurance Perspective12:00 PM - 1:56 PMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
THU
August
27
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
August
27
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
THU
August
27
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
August
27
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
FRI
August
28
Surety Bonding Basics9:00 AM - 9:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
FRI
August
28
Introduction to Surplus Lines12:00 PM - 12:56 PMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
MON
August
31
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
MON
August
31
Annuities: An Income You Cannot Outlive10:00 AM - 12:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
MON
August
31
Commercial Insurance Issues that Cause Heartburn12:00 PM - 2:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
TUE
September
1
An Insurance Horror Story - Hoarders6:00 AM - 7:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
September
1
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs6:00 AM - 8:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
September
1
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
September
1
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
September
1
Gigs and Side Hustles - The Insurance Issues9:00 AM - 11:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
September
1
Hot Topics In Personal Lines11:00 AM - 1:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
September
1
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe12:00 PM - 2:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
WED
September
2
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
September
2
What a Crime - Understanding Crime Insurance10:00 AM - 12:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
WED
September
2
If It Moves On The Farm – It Presents A Risk12:00 PM - 1:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
September
3
Understanding and Avoiding E&O Claims in an Independent Insurance Agency8:00 AM - 11:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
THU
September
3
What To Do With Rental Cars10:00 AM - 12:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
THU
September
3
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
FRI
September
4
Ethics - Creating a Winning Culture in the Agency6:00 AM - 8:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
FRI
September
4
Studies in Ethics - A Hippocratic Oath for Insurance Professionals9:00 AM - 12:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
FRI
September
4
Commercial Insurance Coverages, Court Cases and Chaos11:00 AM - 1:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
TUE
September
8
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
September
8
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance11:00 AM - 2:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
September
9
Introduction to Surplus Lines6:00 AM - 6:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
WED
September
9
Surety Bonding Basics11:00 AM - 11:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
THU
September
10
E&O Risk Management: Understanding Risk Mitigation and E&O Claims6:00 AM - 8:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
THU
September
10
A Walk Around The Farm – Farm Liability Considerations7:00 AM - 8:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
THU
September
10
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
THU
September
10
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
September
11
The Harsh Reality of Condominium Ownership - An Insurance Perspective6:00 AM - 7:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
FRI
September
11
Insurance Issues with the Remote Workforce8:00 AM - 9:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
FRI
September
11
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy9:00 AM - 12:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
FRI
September
11
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
September
14
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages6:00 AM - 8:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
MON
September
14
We Call it Cannabis Now7:00 AM - 8:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
September
14
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
MON
September
14
To Be or Not to AirBnb - Sharing Exposures and Insurance10:00 AM - 11:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
September
14
Cannabis 10111:00 AM - 1:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
September
14
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
September
15
Commercial Insurance Issues that Cause Heartburn6:00 AM - 8:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
TUE
September
15
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
TUE
September
15
Annuities: An Income You Cannot Outlive12:00 PM - 2:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
WED
September
16
Hot Topics In Personal Lines5:00 AM - 7:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
WED
September
16
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe6:00 AM - 8:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
WED
September
16
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
WED
September
16
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
September
16
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
WED
September
16
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
WED
September
16
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
THU
September
17
If It Moves On The Farm – It Presents A Risk6:00 AM - 7:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
September
17
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
THU
September
17
What a Crime - Understanding Crime Insurance12:00 PM - 2:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
FRI
September
18
Insuring Drones and Modern Transit Risks6:00 AM - 7:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
FRI
September
18
Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
FRI
September
18
What To Do With Rental Cars12:00 PM - 2:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
MON
September
21
Commercial Insurance Coverages, Court Cases and Chaos5:00 AM - 7:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
MON
September
21
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
TUE
September
22
Ethics - Creating a Winning Culture in the Agency8:00 AM - 10:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
WED
September
23
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance5:00 AM - 8:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
September
23
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
September
24
Introduction to Surplus Lines8:00 AM - 8:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
THU
September
24
Surety Bonding Basics1:00 PM - 1:59 PMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
FRI
September
25
E&O Risk Management: Agency E&O Exposures and Defenses6:00 AM - 9:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
FRI
September
25
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
FRI
September
25
A Walk Around The Farm – Farm Liability Considerations10:00 AM - 11:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
FRI
September
25
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
September
28
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
MON
September
28
The Harsh Reality of Condominium Ownership - An Insurance Perspective8:00 AM - 9:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
MON
September
28
Insurance Issues with the Remote Workforce10:00 AM - 11:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
MON
September
28
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy12:00 PM - 3:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
TUE
September
29
Annuities: An Income You Cannot Outlive6:00 AM - 8:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
TUE
September
29
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions6:00 AM - 8:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
September
29
Commercial Insurance Issues that Cause Heartburn8:00 AM - 10:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
TUE
September
29
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
TUE
September
29
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
WED
September
30
Cannabis 1015:00 AM - 7:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
September
30
We Call it Cannabis Now9:00 AM - 10:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
September
30
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts12:00 PM - 3:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
WED
September
30
To Be or Not to AirBnb - Sharing Exposures and Insurance12:00 PM - 1:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
October
1
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
THU
October
1
To Be or Not to AirBnb - Sharing Exposures and Insurance6:00 AM - 7:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
October
1
Cannabis 1017:00 AM - 9:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
October
1
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
October
1
We Call it Cannabis Now11:00 AM - 12:57 PMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
October
1
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
FRI
October
2
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
FRI
October
2
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
FRI
October
2
The Harsh Reality of Condominium Ownership - An Insurance Perspective10:00 AM - 11:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
FRI
October
2
Insurance Issues with the Remote Workforce12:00 PM - 1:56 PMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
MON
October
5
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
October
5
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
October
5
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
October
5
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
TUE
October
6
Surety Bonding Basics7:00 AM - 7:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
TUE
October
6
Introduction to Surplus Lines10:00 AM - 10:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
WED
October
7
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance7:00 AM - 10:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
October
7
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
October
8
Studies in Ethics - A Hippocratic Oath for Insurance Professionals5:00 AM - 8:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
THU
October
8
Commercial Insurance Coverages, Court Cases and Chaos7:00 AM - 9:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
THU
October
8
Ethics - Creating a Winning Culture in the Agency10:00 AM - 12:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
FRI
October
9
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
FRI
October
9
Understanding and Avoiding E&O Claims in an Independent Insurance Agency12:00 PM - 3:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
MON
October
12
If It Moves On The Farm – It Presents A Risk8:00 AM - 9:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
MON
October
12
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
TUE
October
13
Gigs and Side Hustles - The Insurance Issues5:00 AM - 7:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
TUE
October
13
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
TUE
October
13
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
TUE
October
13
Hot Topics In Personal Lines7:00 AM - 9:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
TUE
October
13
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
TUE
October
13
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
TUE
October
13
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
WED
October
14
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
WED
October
14
Annuities: An Income You Cannot Outlive8:00 AM - 10:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
WED
October
14
Commercial Insurance Issues that Cause Heartburn10:00 AM - 12:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
THU
October
15
What a Crime - Understanding Crime Insurance6:00 AM - 8:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
FRI
October
16
What To Do With Rental Cars6:00 AM - 8:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
MON
October
19
We Call it Cannabis Now5:00 AM - 6:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
MON
October
19
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages6:00 AM - 8:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
MON
October
19
To Be or Not to AirBnb - Sharing Exposures and Insurance8:00 AM - 9:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
MON
October
19
Cannabis 1019:00 AM - 11:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
MON
October
19
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them9:00 AM - 11:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
MON
October
19
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions12:00 PM - 2:57 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
TUE
October
20
Insurance Issues with the Remote Workforce6:00 AM - 7:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
TUE
October
20
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy9:00 AM - 12:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
TUE
October
20
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers12:00 PM - 2:16 PM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
TUE
October
20
The Harsh Reality of Condominium Ownership - An Insurance Perspective12:00 PM - 1:56 PMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
WED
October
21
E&O Risk Management: Understanding Risk Mitigation and E&O Claims6:00 AM - 8:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
WED
October
21
A Walk Around The Farm – Farm Liability Considerations7:00 AM - 8:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
WED
October
21
Flood Program Overview – NFIP Then and Now - 3 hrs9:00 AM - 11:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
WED
October
21
E&O Risk Management: Agency E&O Exposures and Defenses12:00 PM - 3:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
THU
October
22
Surety Bonding Basics9:00 AM - 9:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
THU
October
22
Introduction to Surplus Lines12:00 PM - 12:56 PMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
FRI
October
23
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
FRI
October
23
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance9:00 AM - 12:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
October
26
Studies in Ethics - A Hippocratic Oath for Insurance Professionals7:00 AM - 10:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
MON
October
26
Commercial Insurance Coverages, Court Cases and Chaos9:00 AM - 11:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
MON
October
26
Ethics - Creating a Winning Culture in the Agency12:00 PM - 2:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
TUE
October
27
Understanding and Avoiding E&O Claims in an Independent Insurance Agency6:00 AM - 9:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
TUE
October
27
What To Do With Rental Cars8:00 AM - 10:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
TUE
October
27
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
October
28
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
WED
October
28
What a Crime - Understanding Crime Insurance8:00 AM - 10:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
WED
October
28
If It Moves On The Farm – It Presents A Risk10:00 AM - 11:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
THU
October
29
An Insurance Horror Story - Hoarders6:00 AM - 7:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
THU
October
29
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs6:00 AM - 8:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
THU
October
29
Gigs and Side Hustles - The Insurance Issues7:00 AM - 9:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
THU
October
29
Agritourism Insurance and Risk Management9:00 AM - 11:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
THU
October
29
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella9:00 AM - 11:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
THU
October
29
Hot Topics In Personal Lines9:00 AM - 11:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
THU
October
29
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe12:00 PM - 2:59 PMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
FRI
October
30
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts9:00 AM - 12:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
FRI
October
30
Annuities: An Income You Cannot Outlive10:00 AM - 12:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
October
30
Commercial Insurance Issues that Cause Heartburn12:00 PM - 2:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
MON
November
2
Introduction to Surplus Lines6:00 AM - 6:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
MON
November
2
Surety Bonding Basics11:00 AM - 11:59 AMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
TUE
November
3
E&O Risk Management: Agency E&O Exposures and Defenses6:00 AM - 9:18 AMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
TUE
November
3
E&O Risk Management: Understanding Risk Mitigation and E&O Claims9:00 AM - 11:54 AMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
TUE
November
3
A Walk Around The Farm – Farm Liability Considerations10:00 AM - 11:48 AMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
TUE
November
3
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts12:00 PM - 3:02 PMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
TUE
November
3
Flood Program Overview – NFIP Then and Now - 3 hrs12:00 PM - 2:59 PM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
WED
November
4
Commercial Insurance Issues that Cause Heartburn6:00 AM - 8:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
WED
November
4
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers6:00 AM - 8:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
WED
November
4
The Harsh Reality of Condominium Ownership - An Insurance Perspective6:00 AM - 7:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
WED
November
4
Insurance Issues with the Remote Workforce8:00 AM - 9:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
WED
November
4
Annuities: An Income You Cannot Outlive12:00 PM - 2:09 PMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
WED
November
4
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy12:00 PM - 3:05 PMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
THU
November
5
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions6:00 AM - 8:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
THU
November
5
We Call it Cannabis Now7:00 AM - 8:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
THU
November
5
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages9:00 AM - 11:59 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
THU
November
5
To Be or Not to AirBnb - Sharing Exposures and Insurance10:00 AM - 11:55 AMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
November
5
Cannabis 10111:00 AM - 1:08 PMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
THU
November
5
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them12:00 PM - 2:57 PMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
FRI
November
6
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe6:00 AM - 8:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
FRI
November
6
An Insurance Horror Story - Hoarders9:00 AM - 10:55 AMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
FRI
November
6
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs9:00 AM - 11:59 AMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
FRI
November
6
Gigs and Side Hustles - The Insurance Issues9:00 AM - 11:05 AMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
FRI
November
6
Hot Topics In Personal Lines11:00 AM - 1:07 PMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
FRI
November
6
Agritourism Insurance and Risk Management12:00 PM - 2:04 PMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
FRI
November
6
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella12:00 PM - 2:58 PMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
November
9
Cybersecurity Risk and Insurance Are...9:00 AM - 9:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
MON
November
9
What a Crime - Understanding Crime Insurance10:00 AM - 12:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
MON
November
9
If It Moves On The Farm – It Presents A Risk12:00 PM - 1:46 PMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
TUE
November
10
Insuring Drones and Modern Transit Risks6:00 AM - 7:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
TUE
November
10
Understanding and Avoiding E&O Claims in an Independent Insurance Agency8:00 AM - 11:10 AMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
TUE
November
10
What To Do With Rental Cars10:00 AM - 12:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
WED
November
11
Ethics - Creating a Winning Culture in the Agency6:00 AM - 8:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
WED
November
11
Studies in Ethics - A Hippocratic Oath for Insurance Professionals9:00 AM - 12:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
November
11
Commercial Insurance Coverages, Court Cases and Chaos11:00 AM - 1:55 PMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
THU
November
12
Recognize. Respond. Survive. Active Shooter Response Training - ABEN9:00 AM - 10:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
THU
November
12
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance11:00 AM - 2:07 PMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
FRI
November
13
Annuities: An Income You Cannot Outlive6:00 AM - 8:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
FRI
November
13
COVERAGE ESSENTIALS: Policy Analysis – Reading, Interpreting and Understanding Insurance Contracts6:00 AM - 9:02 AMThis course qualifies for the 3 hr Swiss Re premium discounts! Agents completing this course will be provided with an overview of contract law relating to insurance policy language and the understanding and interpretation of policy language. ...
FRI
November
13
Commercial Insurance Issues that Cause Heartburn8:00 AM - 10:55 AMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
MON
November
16
Flood Program Overview – NFIP Then and Now - 3 hrs6:00 AM - 8:59 AM*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015. In this 3 hr. detailed course, agents will learn the history, products & policies, general ...
MON
November
16
E&O Risk Management: Agency E&O Exposures and Defenses9:00 AM - 12:18 PMAgency E&O Exposures and Defenses” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the risks of E&O ...
MON
November
16
E&O Risk Management: Understanding Risk Mitigation and E&O Claims12:00 PM - 2:54 PMUnderstanding Risk Mitigation and E&O Claims” is an interactive seminar that looks at the risks of Error & Omission claim for an independent insurance agency. This course will serve as an update and reminder for insurance professionals about the ...
MON
November
16
A Walk Around The Farm – Farm Liability Considerations1:00 PM - 2:48 PMThis presentation will concentrate on the ISO Farm Liability Coverage Form and select endorsements with a goal of familiarizing the participant with the structure and coverage intent of this program. Click here to register
TUE
November
17
Introduction to Surplus Lines8:00 AM - 8:56 AMThis session is designed to provide basic information about requirements involving surplus lines business in Texas. It will also address some common coverage limitations that are found in Surplus Lines policies. Click here to register
TUE
November
17
Surety Bonding Basics1:00 PM - 1:59 PMThis course is designed to instruct an individual on the fundamentals of what surety bonds are and how they came to be, the key differences between surety bonding and commercial insurance, common types of bonds, underwriting considerations, and ...
WED
November
18
Cannabis 1015:00 AM - 7:08 AMThis two hour class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal ...
WED
November
18
COVERAGE ESSENTIALS: Understanding Commercial Property Gaps and Knowing How to Fill Them6:00 AM - 8:57 AMCommercial Property is one of the largest lines of commercial insurance in the insurance industry. Although commercial property may not grab the headlines like other lines of business, it is the backbone of the insurance industry. Property was one of ...
WED
November
18
COVERAGE ESSENTIALS: Homeowners Part 1 – Policy Definitions, Liability Coverage and Policy Conditions9:00 AM - 11:57 AMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. This session focuses specifically on the liability coverage provided under the policy as well as eligibility, definitions, and policy conditions. The ...
WED
November
18
We Call it Cannabis Now9:00 AM - 10:57 AMThis class is designed to be an introduction to the insurance issues related to national changes in marijuana possession and use laws. The course has a particular emphasis on examining the commercial risks, but also addresses the personal lines or / ...
WED
November
18
COVERAGE ESSENTIALS: Homeowners Part II - Property Coverages12:00 PM - 2:59 PMThis class is one of a two-class series that explores coverage provided under the Homeowners Policy. In this session focuses specifically on the property coverage provided under the policy. The material is based on ISO's Homeowners 3 - Special Form HO ...
WED
November
18
To Be or Not to AirBnb - Sharing Exposures and Insurance12:00 PM - 1:55 PMThis course addresses aspects of the emerging sharing economy’s use of personal autos and homes. It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond. There is also a brief ...
THU
November
19
COVERAGE ESSENTIALS: Coverage B - Personal & Advertising Injury Under the Commercial General Liability Policy6:00 AM - 9:05 AMThis course covers the policy language, exclusions and typical claims scenarios seen under the commercial general liability policy Coverage B - Personal & Advertising Injury. The course also covers some errors and omissions that agents can avoid. ...
THU
November
19
The Harsh Reality of Condominium Ownership - An Insurance Perspective8:00 AM - 9:56 AMOne of the most difficult tasks an owner of a condominium has is to determine the insurance needed for their investment. This course will break down three issue that are necessary in determining insurance coverage needed: State Condominium ...
THU
November
19
The Many Faces of Insurance Fraud Shedding Light on the Tactics of Modern Day Swindlers9:00 AM - 11:16 AM"Did you know that fraud is like a parasite, feeding on the lifeblood of the insurance industry and causing billions in losses each year? Join Chuck Gallagher, a renowned expert in fraud prevention, for 'The Many Faces of Fraud: Shedding Light on the ...
THU
November
19
Insurance Issues with the Remote Workforce10:00 AM - 11:56 AMIf insuring the huge amount of Home-Based businesses that start each year was not hard enough, COVID-19 has added to this trend. Businesses today are utilizing employees working from home to increase efficiency as well as reduce overall costs. With ...
FRI
November
20
If It Moves On The Farm – It Presents A Risk6:00 AM - 7:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
FRI
November
20
Cybersecurity Risk and Insurance Are...12:00 PM - 12:58 PMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
November
20
What a Crime - Understanding Crime Insurance12:00 PM - 2:57 PMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
MON
November
23
Hot Topics In Personal Lines5:00 AM - 7:07 AMThis seminar begins with a practically oriented inquiry into how losses are adjusted on a day-to-day basis. The seminar introduces not only the two key adjustment valuation measures – “actual cash value” and “replacement cost” – but also stresses to ...
MON
November
23
Agritourism Insurance and Risk Management6:00 AM - 8:04 AMThis two hour class is designed to be an introduction to the risk management and insurance issues related to agritourism and agritainment. Those terms, as the introduction notes, are used interchangeably but share common characteristics: the use of a ...
MON
November
23
COVERAGE ESSENTIALS: Avoiding E&O in the Personal Auto Policy and Personal Umbrella6:00 AM - 8:58 AMPrivate Passenger Auto (PPA) is the largest line of insurance within the U.S. property and casualty insurance industry. This is likely due to the statutory requirement to carry specified minimum amount of liability coverage coupled with the fact that ...
MON
November
23
COVERAGE ESSENTIALS: Business Income: More Important and Much Simpler Than Agents Believe9:00 AM - 11:59 AMFew insurance products provoke as much fear or visceral reactions as business income protection (a.k.a. time element coverage). Without being overly convincing, business income concepts are actually simple to understand and explain. The reason such ...
MON
November
23
Gigs and Side Hustles - The Insurance Issues11:00 AM - 1:05 PMThis seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, ...
MON
November
23
An Insurance Horror Story - Hoarders12:00 PM - 1:55 PMThis class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to ...
MON
November
23
COVERAGE ESSENTIALS: Certificates of Insurance and Evidences of Commercial Property Insurance: COIs and ECPIs12:00 PM - 2:59 PMCertificates of Insurance (COIs) and Evidences of Commercial Property Insurance (ECPIs) are intended to be nothing more than proof that certain types of insurance coverages exist. In theoretical terms, COIs and ECPIs do nothing to alter or even ...
TUE
November
24
Commercial Insurance Coverages, Court Cases and Chaos5:00 AM - 7:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
TUE
November
24
Ethics - Creating a Winning Culture in the Agency8:00 AM - 10:56 AMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
TUE
November
24
Studies in Ethics - A Hippocratic Oath for Insurance Professionals11:00 AM - 2:07 PMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
November
25
Insuring Drones and Modern Transit Risks9:00 AM - 10:52 AMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
WED
November
25
Understanding and Avoiding E&O Claims in an Independent Insurance Agency10:00 AM - 1:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
WED
November
25
What To Do With Rental Cars12:00 PM - 2:57 PMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
MON
November
30
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance5:00 AM - 8:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
MON
November
30
Recognize. Respond. Survive. Active Shooter Response Training - ABEN12:00 PM - 1:57 PMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
December
1
Recognize. Respond. Survive. Active Shooter Response Training - ABEN6:00 AM - 7:57 AMProActive Response Group's Active Shooter Response Training course educates participants in current trends of active shooter incidents, how to recognize early warning signs of violence, appropriate actions to increase chances of survival in an active ...
TUE
December
1
The “Lucky” Thirteen Most Important Issues in Homeowners Insurance7:00 AM - 10:07 AMThis broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered. For those producers ...
WED
December
2
Studies in Ethics - A Hippocratic Oath for Insurance Professionals5:00 AM - 8:07 AMProfessional oaths are statements of common principles and they re-focus the oath-giver on the true principles of the profession. Interestingly enough, the principles of the Hippocratic Oath, have relevance to modern insurance practice. Dr. Robert ...
WED
December
2
Commercial Insurance Coverages, Court Cases and Chaos7:00 AM - 9:55 AMThis course reviews actual claims and court cases from a variety of commercial exposures. Each scenario is discussed from the position of both the actual policy language as well as possible solutions. Types of coverage and claims discussed in this ...
WED
December
2
Ethics - Creating a Winning Culture in the Agency10:00 AM - 12:56 PMEvery organization has a culture, whether you realize it or not. The question then becomes, does your team recognize, understand, and support a developed culture. We will discuss the approaches to ethical decision making and how agency culture ...
THU
December
3
What To Do With Rental Cars6:00 AM - 8:57 AMThis course will examine the coverages provided by the Personal Auto policy for rental cars and some of the potential coverage gaps that may be created by the rental car contract. Click here to register
THU
December
3
Annuities: An Income You Cannot Outlive8:00 AM - 10:09 AMThe producer that says they hate annuities doesn’t understand them. There are many economic experts in academia and in the public/private sector that love annuities and have the research to back up their beliefs. This presentation provides a history ...
THU
December
3
Commercial Insurance Issues that Cause Heartburn10:00 AM - 12:55 PMTo say the market is changing is an understatement. We are going to be (if not already) forced to deal with many of these trends. This course starts with the changing market place and all of the pressures we will face in the coming year(s). We will ...
THU
December
3
Insuring Drones and Modern Transit Risks12:00 PM - 1:52 PMFrom drones in the sky to self-driving cars to tourists buzzing around on rented scooters, innovations in transportation are moving all around you. This session discusses the latest on drones and transportation tech and explores the many exposures and ...
THU
December
3
Understanding and Avoiding E&O Claims in an Independent Insurance Agency12:00 PM - 3:10 PMThis course is oriented towards agency staff and begins with general comments to make them aware of what an E&O claim is, what typically causes a claim and then provides specific processes and procedures to follow in the agency’s daily operations to ...
FRI
December
4
Cybersecurity Risk and Insurance Are...6:00 AM - 6:58 AMThis hour of continuing education is focused on describing the current state of the underlying risk in the cybersecurity world and the insurance implications for producers and their clients. The first of the four seminar parts details how many ...
FRI
December
4
What a Crime - Understanding Crime Insurance6:00 AM - 8:57 AMThis seminar will explore the need for crime insurance and explain the methods of writing crime insurance. Participants will learn the difference in the Loss Sustained and the Discovery forms of crime policies and examine some of the most widely ...
FRI
December
4
If It Moves On The Farm – It Presents A Risk8:00 AM - 9:46 AMItems which move present substantial risk to our clients. Whether an item is mobile under its own power or is provided mobility via another method, the exposures are real and dramatic. This presentation will address the exposures associated with ...
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