Description

As Dorothy once lamented in the Wizard of Oz, “We’re not in Kansas anymore!” While that comment doesn’t have anything to do with Personal Automobile Insurance Policies, it does reflect the fact that life as we knew it has changed! This class is designed to look at the changes that have occurred regarding how we get from one location to another and how we use our automobiles. We will explore how the personal auto insurance industry is dealing with these issues, examine what endorsements are available to provide coverage, and if these endorsements alone are sufficient to protect our customers adequately. How do Uber, Lyft and other auto transportation networks fit into the mix? What is an “auto-sharing program," and how does the personal auto policy respond to this?

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